Rependium

03 — Rewards Tracker  In development

Credit card benefits save you real money. Don't forget to use them.

Every card comes with credits, categories, and points you're already entitled to — and a system that makes them genuinely easy to forget. Rewards Tracker keeps track of what's available, what's about to lapse, and which card to reach for right now.

Join the waitlistIn active development.

Value earned, made easy to claim

Cards and loyalty programs are generous on paper and difficult in practice. Scattered across statements, apps, and expiration dates nobody tracks. Rewards Tracker puts the whole household's benefits in one place, on your side.

Expiring-benefit alerts

Every credit and perk with a deadline, surfaced before it lapses. Not discovered in next month's statement.

Points kept alive

Points and miles expire from inactivity, not just time. The tracker flags that risk months out, and tells you a small transaction is all it takes to preserve them.

Best card at checkout

Look up which card to use for any purchase and get the answer with the math shown: earn rates, caps, and active categories included.

Captured vs. left on the table

A running account of what your cards actually returned this year against what they could have. The number that decides renewals.

Annual-fee verdicts

Before each renewal: value delivered vs. fee charged, so keep-or-cancel is a decision, not a default.

Terms that stay current

Issuers change their rules mid-year. The tracker checks for changed terms and shows you the diff to review. Never a silent rewrite.

One card is hard enough to track. We help you track all of them.

If your family holds more than a card or two, the tracking problem is real money: overlapping credits, rotating categories nobody activated, points programs joined on one trip and forgotten. Rewards Tracker keeps the whole household's picture in one place, so the benefits it promises actually get used.

Where it stands

Rewards Tracker is in active development. The waitlist is the way to get early access.

Get early access

Join the waitlist and you'll be first to hear when invitations open, and first in line when they do.

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